Obligatory annual Kiva plug

If you're interested in joining Kiva, now is a great time! There's a promotion where you can make a free loan: http://kiva.org/ladieshomejournal

If you haven't seen me mention it before, Kiva's a website where you can make microloans of $25 apiece to farmers, crafters, shopkeepers, and other small business owners in developing nations to give them a leg up out of poverty. I use it constantly. I am not employed by nor paid by them in any way. :) Unlike regular loans, you don't earn interest on the loans you give out. But unlike a charity donation, you get the money back. I love getting my loans paid back and using them to fund more and more loans!

There's also a fandom lending team if you want your loan to count toward making fandom look generous and great.